Facebook Logo Icon


Introduced to you by Takealot.com to grow your business
Apply now

We move as fast as your business. Apply today with absolutely no commitment and get access to R10,000 – R1,500,000

Fast and Simple Application Icon

Fast & Simple Application

Apply in minutes and receive funding in hours. No paperwork, no hidden fees and no branch visits.

Lulalend small business funding says yes more often

We Say 'Yes' More

Using the latest technology, we make decisions based on your real business performance.

Completely Flexibile Overview Icon

Completely Flexible

Repay as soon as you like and save. No early repayment fees, ever!

South Africa's Only Online Provider of Business Funding

We are experts in what we do and provide the highest level of security.

How it works

Apply online at Lulalend Small Business Funding - Step 1

Apply online

Apply online for free. We just need some basic details about you and your business and aim to get you approved in minutes.

Or call us on 087 943 2381 and we can assist you in getting your application underway.

Apply online at Lulalend Small Business Funding - Step 2

Receive your decision

You will be provided a decision in minutes – no paperwork, no waiting, no commitment.

Our fees are transparent and easy to understand so that you know exactly how much needs to be repaid.

Apply online at Lulalend Small Business Funding - Step 3

Get funded

Business funding of R10,000 to R1,500,000 - we aim to have the funds in your bank account within 24 hours.

Repay in standard installments over 6 months. Or choose to pay early with no penalty fee!

What will I pay?

We've simplified the lending process with our 6 and 12 Month Plans. Every month you pay back 16th or 112th (depending on which plan you choose) of the total advanced amount plus the monthly cost. Monthly Costs are 2% - 6% of your advanced amount for the first 2 or 4 months (plan dependent) and 2% for each of the remaining months. You can pay early and save.

6 months
Total repayment
No additional costs
Month Capital payment Cost * Monthly payment due
1 0 0 0
2 0 0 0
3 0 0 0
4 0 0 0
5 0 0 0
6 0 0 0
7 0 0 0
8 0 0 0
9 0 0 0
10 0 0 0
11 0 0 0
12 0 0 0
Total 0 0 0
* Based on average Lulalend Score and credit history — no hidden costs and no early repayment fees.

Customer success stories

Cape Coffee Beans (Takealot seller)

The challenge for an eCommerce business is that inevitably a certain amount of working capital is tied up in stock. While you can source just in time at a certain scale, eventually holding inventory becomes more important. What Lulalend has allowed us to do is invest properly in coffee equipment inventory, which allows us to dispatch orders to customers quicker and provide a better customer experience. - Phaedon Gourtsoyannis
Fast and Simple Application Icon
Lulalend has offered a simple, straightforward platform for us to be able to grow our relationship with our suppliers and expand our product range in the run up towards Christmas. The benefits of Lulalend’s affiliation with Takealot has meant that we were able to access far more than what any bank would have lent us in those early stages. Their funding contributed to our first year turnover of over R5m, and they have continued to help us allowing us to almost double this turnover in the second year of trading.
- Kirstyn Wanless (Takealot Seller)
Fast and Simple Application Icon
We found the process of applying for a business loan with Lulalend simple, and straightforward. With the help of the loan we increased our stock over the festive season. Without it we would not have been able to bring in extra product lines and maximise our profit over the bumper retail period. Our profit derived from the expansion was approximately 40% of the value of the loan. We are grateful to Lulalend and would recommend them to any business looking to expand.
- Ivor Caldecott (Takealot Seller)

Get approved for up to R1,500,000 today. No fees, no commitments.

Apply now